Private bankers vs bond originators for home finance
Is applying for a home loan through your private banker the best option, when you have an alternative with bond originators? We examine the pros
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Is applying for a home loan through your private banker the best option, when you have an alternative with bond originators? We examine the pros
Banks are required to comply by the National Credit Act in the granting of credit to applicants, so an impaired credit rating of any of
South Africa’s prime interest rate remains at a record low of 7%, thanks to a succession of cuts in 2020. This makes it a good
A good credit record is your most important asset when buying a house. Here’s how to clear your credit score and ensure you get the
Obtaining bond prequalification will provide you with your credit score, along with a solid idea of what you can afford, before you start house-hunting. Article
Grows its SA order book by 40% in year to end-June, but downscales its operations in Australia. By Roy Cokayne | Moneyweb JSE-listed construction and engineering group
A home loan comparison service can apply to multiple banks on your behalf in order to secure you the best deal; plus their services are
[tm_pb_section admin_label=”section”][tm_pb_row admin_label=”row”][tm_pb_column type=”4_4″][tm_pb_text admin_label=”Text” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”] Article by Paul Stevens, CEO of Just Property, looks ahead and offers advice on the opportunities
The interest rate cuts of 2020, and the work-from-home lifestyle resulting from the pandemic, continue to play a role in property investment for 2021. Article
If you are selling your property before your home loan has been paid in full, you will need to apply to the bank for the early
Cohabiting before marriage and even opting not to go the legal marriage route is commonplace these days and many cohabiting partners are looking to purchase property together, often as first-time buyers.
Earning a bigger salary helps…but only if you manage your spending. Whether your salary is big or small, if you are not in control of your spending you are unlikely to be incontrol of your financial future. To change your spending habits, change your financial situation and change your future, you need a plan. Something that tells you where you are and where you’re going, a map to the financial future you’ve set your eyes on.
In times of uncertainty, property remains a safe and reliable investment. Here are some helpful tips for those new to the game. In times of
FNB highlights the steps that need to be followed to finalise the estate The most pressing and immediate cost facing families after the death of
Courtesy of MoneyWeb Over the past three years, the property sector has found itself in a tough and volatile space. The past 12 months particularly,
With all indications that the Monetary Policy Committee would retain the status quo, it was no surprise that the decision was taken to leave the
By having all your documentation ready it will make the home loan process much faster. Here is what you will need to apply for your
Here are some steps to help guide you through the process: What are you looking for? Start by making a list of what your property
Interest rate-induced demand remains strong; internal data shows bias toward middle-income segments. Data from the FNB Estate Agents Survey and FNB’s Property Valuers database both
Courtesy of: https://www.lightstoneproperty.co.za/adminNews/news.aspx By: Johann van Tonder, Economist at Momentum and Herman van Papendorp, Head of Investment Research & Asset Allocation at Momentum Investments. Highlights
Courtesy of http://sapropertyinsider.co.za/ Absa Bank has partnered with Amdec Group, South Africa’s leading developer of new urban precincts, to develop the first tower of the
By Silindile Leseyane Sourced From http://sapropertyinsider.co.za/ There is an old proverb that says, “Smooth seas do not make skilful sailors”. It is through the storms
A property transfer duty is a tax payable by buyers of all types of properties and is over and above the selling price. Click here
It has been established for a long time that most South Africans are battling under the weight of debt. Individuals and households have continued to
As a home loan specialist we can apply on your behalf to all the Major South African Banks as well as Specialist Home Loan Companies to tailor the correct home loan to secure your future purchase.
