Thinking about taking the plunge and changing your status from ‘renter’ to ‘homeowner’? If so, you’re not alone. Research shows that first-time property buyers are dominating the
One of the first things you learn about when considering buying a home is that you need a substantial deposit before making an offer to
The home-buying process may seem daunting at first, but the path is well signposted, and there are expert advisors who can help you along the
O-YES Home Loans 12-step guide takes you through the entire process of buying your dream home, from making an offer to receiving the keys. “On
It’s worth the effort to shop around for the best deal, as some banks may offer you better interest rates, and a higher chance of
It may be the biggest financial decision you ever make, because a bond is such a long-term commitment, but it can be surprisingly easy to
Any property investor will tell you, “the sooner, the better”. Here’s why investing at a young age is not only wise but more viable in
A good credit record is your most important asset when buying a house. Here’s how to clear your credit score and ensure you get the
If you are unable to pay off debts, your name will be flagged by the credit bureau, and added to a blacklist; and it will
A government housing subsidy known as FLISP makes homeownership a reality for low-income (R3 501 — R22 000 per month) buyers. Article summary FLISP is
Space is at a premium, and owners of large properties stand to make a profit by subdividing land or sectionalising it. Which option suits you
Buying a home is an exciting prospect, but what happens if the buyer pulls out of the house sale? Know what an offer to purchase
FLISP is a government subsidy for first-time homebuyers. FLISP requirements include being a South African citizen and having income within a certain range. Article summary
We help you determine your bond affordability with our analysis of how much of your salary you can afford to set aside for monthly repayments.
FLISP is a government program that subsidises first-time home buyers. Here’s how you can apply for FLISP and get financial assistance with your home purchase.
There are a few legal and administrative costs that go along with a home purchase. Here’s a rundown, so first-time home buyers won’t be caught
Investing in a home is one of the most significant decisions you’ll make. Here’s how to qualify for a home loan, as well as three
This government programme offers those earning between R3,501 and R22,000 a month, a realistic prospect of homeownership, in the form of a first-time homebuyers subsidy.
Do you prefer to have everything mapped out exactly when planning your budget, or are you happy to allow a little room for uncertainty, in
An access bond is a wonderful way to manage your bond repayments, while still keeping additional funds available if you need them. Here’s how it
The 90 days’ written notice only represents intent to settle. It does not mean that the bond will be cancelled 90 days from the date
The home-buying process may seem daunting at first, but the path is well signposted, and there are expert advisors who can help you along the
A poor credit record is not a life sentence. Here are some tips for improving your credit score, thereby increasing your chances of securing a
Whether you’re a buyer or a seller, knowing the value of a property is an important step in the negotiation process. Here’s a guide to
As a home loan specialist we can apply on your behalf to all the Major South African Banks as well as Specialist Home Loan Companies to tailor the correct home loan to secure your future purchase.
