- info@o-yes.co.za
- +27 10 822 7223
Menu
By allowing us to apply on your behalf, we can fight for the best interest rates.
Please complete your details and one of our home loan experts will call you back.
| If employed – Basic salary | |
|---|---|
| ✓ | Application form (Fully completed, easy to read and signed) |
| ✓ | Copy of ID (If it is a smart card, you will need a copy of the back and the front. The system requires you to upload the back and front individually so having them each on their own page is ideal) |
| ✓ | Latest 3 months pay slips |
| ✓ | Latest 3 months’ bank statements – stamped by the bank |
| ✓ | IDX consent form (You will need one for each applicant) |
| ✓ | Power of attorney (All applicants can fill in one form) |
| If employed – Commission or Overtime | |
|---|---|
| ✓ | Application form (Fully completed, easy to read and signed) |
| ✓ | Copy of ID (If it is a smart card, you will need a copy of the back and the front. The system requires you to upload the back and front individually so having them each on their own page is ideal) |
| ✓ | Latest 6 months pay slips |
| ✓ | Latest 6 months’ bank statements – stamped by the bank (It helps to clearly outline where the commission/salary is received on the bank statements so that the bank doesn’t have to look for it) |
| ✓ | IDX consent form (You will need one for each applicant) |
| ✓ | Power of attorney (All applicants can fill in one form) |
| Self employed documents needed | |
|---|---|
| ✓ | Application form (Fully completed, easy to read and signed) |
| ✓ | Copy of ID (If it is a smart card, you will need a copy of the back and the front. The system requires you to upload the back and front individually so having them each on their own page is ideal) |
| ✓ | Registration letter form company / cc docs |
| ✓ | Latest 2 years IT34’s (For the applicant and the company) |
| ✓ | Latest 3 years audited financial statements (signed by members and auditor) |
| ✓ | 6 months’ personal bank statements – stamped by the bank |
| ✓ | 6 months’ business bank statements – stamped by the bank |
| ✓ | Cash flow projection for upcoming 12 months |
| ✓ | Management statements not older than 3 months (signed by members and auditor) |
| ✓ | Signed and dated assets and liabilities |
| ✓ | O-Yes Application form |
| ✓ | O-Yes IDX form |
| ✓ | O-Yes Power of attorney form |
As a home loan specialist we can apply on your behalf to all the Major South African Banks as well as Specialist Home Loan Companies to tailor the correct home loan to secure your future purchase.
