Bank Continuity Plans for the processing of home loan applications during Covid-19 lockdown Normal bank service level agreements for the processing of applications submitted to…
News
Is the property market in a bubble?
As I write this, it’s easy to forget that South Africa and the world are in the middle of a global pandemic. Surely the property…
How bond originators can get more out of working from home
Operating in a work-from-home world can be challenging for those whose work incorporates a lot of face-to-face interaction, but a professional approach to modern technologies…
The true cost of buying a house in South Africa
Buying a home is a significant financial commitment. O-YES Home Loans takes you through some of the additional costs involved, so you can plan ahead.…
7 Moving tips for a stress-free transition to your new home
Don’t let the stress of moving house put you off the prospect of buying a new home. These moving tips will help you simplify the…
Private bankers vs bond originators for home finance
Is applying for a home loan through your private banker the best option, when you have an alternative with bond originators? We examine the pros…
A bond originator’s guide to getting bond approval
Getting a home loan can be a challenging process. Here are some valuable tips for ensuring you get a bond so you can secure your…
The true cost of buying a house in South Africa
Buying a home is a significant financial commitment. O-YES Home Loans takes you through some of the additional costs involved, so you can plan ahead.…
Why you should use a home loan comparison service
A home loan comparison service can apply to multiple banks on your behalf in order to secure you the best deal; plus their services are…
The home loan application process in South Africa
Obtaining a home loan is one of the most important steps toward securing your new home. Here’s a rundown of the home application process. Article…
Property valuation: How to determine the value of your home
Whether you’re a buyer or a seller, knowing the value of a property is an important step in the negotiation process. Here’s a guide to…
Home loan lending criteria: How do banks approve loans?
The home loan criteria of banks may vary from one bank to another, but certain requirements are standard across the board. Here’s our guide to…
The current and historical prime interest rate in South Africa
The prime interest rate is currently at its lowest level for five decades, making this a good time for homeowners and home buyers. Article summary…
Can you future-proof your business?
Is your business #FutureFit? With the economic landscape changing every day, managing a business has its challenges: as a business owner, you must ensure that…
Private bankers vs bond originators for home finance
Is applying for a home loan through your private banker the best option, when you have an alternative with bond originators? We examine the pros…
Will my partner’s poor credit score affect our joint home loan application?
Banks are required to comply by the National Credit Act in the granting of credit to applicants, so an impaired credit rating of any of…
Home loan interest rates: What you need to know in 2021
South Africa’s prime interest rate remains at a record low of 7%, thanks to a succession of cuts in 2020. This makes it a good…
How to clear your credit score if you want to buy a house
A good credit record is your most important asset when buying a house. Here’s how to clear your credit score and ensure you get the…
4 Reasons to get bond pre-approval before you buy a home
Obtaining bond prequalification will provide you with your credit score, along with a solid idea of what you can afford, before you start house-hunting. Article…
WBHO reports rebound in SA private sector investment
Grows its SA order book by 40% in year to end-June, but downscales its operations in Australia. By Roy Cokayne | Moneyweb JSE-listed construction and engineering group…