The South African Reserve Bank (SARB) has decided to keep the repo rate unchanged at 7.5%, meaning the prime lending rate in the country will
The recent interest rate cut offers significant savings for homebuyers. Find out what you can save when applying for a higher bond. Summary of Key
Article Synopsis: High interest rates lead to reduced home prices and decreased competition. Lower interest rates boost demand and can enable profitable home sales. Experts
Your credit score, a three-digit number between 000 and 999, plays a crucial role in determining your financial credibility and risk assessment. It is a
Coping with the challenges of bond repayment might seem like a nightmare, but there’s no need to panic. Rest assured, there are viable options available
The interest rate holds significant importance when purchasing a home as it determines the minimum monthly payments for your mortgage, directly impacting your cashflow and
Yes, the higher your deposit, the less risk you are for the bank. A higher deposit improves your chances of securing a more favourable interest
38% of bank approvals are currently subject to a lower offer – there is therefore an increasing need for homebuyers to have a deposit available for
Do you prefer to have everything mapped out exactly when planning your budget, or are you happy to allow a little room for uncertainty, in
It’s worth the effort to shop around for the best deal, as some banks may offer you better interest rates, and a higher chance of
The prime interest rate is currently at its lowest level for five decades, making this a good time for homeowners and home buyers. Article summary
As a home loan specialist we can apply on your behalf to all the Major South African Banks as well as Specialist Home Loan Companies to tailor the correct home loan to secure your future purchase.
