Welcome to O-YES Home Loan Finance

As a home loan specialist we can apply on your behalf to all the Major South African Banks as well as Specialist Home Loan Companies to tailor the correct home loan to secure your future purchase. We are able to get a competitive rate and potentially save you hundreds or thousands of rands over the length of your home loan.

Pre-Qualify yourself today, so that we can help you say “O-YES”to your Future Home.

Mobile App

The O-YES Home Loan App is a Bond Originator in your pocket.

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Services We Offer

By allowing us to apply on your behalf, we can fight for the best interest rates.

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Join Us

Join the winning team and becoming a Home Loan consultant with O-YES.

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Apply to all the Major South Africa Banks with one application and let us save you money by getting the best deal and rate available to you. Submit your Signed Offer to Purchase and Documents via the App to get your Home Loan granted quickly.


I am absolutely thrilled, i have no words.

Thank you so much for your prompt responses and professionalism. I knew i could entrust you.


We hereby writing to recommend the services of Lynne Nunes who is a home loan specialist. Lynne has been working on our home loan application for the past two weeks as a specialist. Her knowledge and attention to detail has aided our chances of acquiring our ideal home.

We feel confident in endorsing Lynne’s home loan services to anyone who is in the property market searching for their dream property. Lynne goes above and beyond what is expected in ensuring that she leaves no stone unturned in getting her clients approved.

She was not only thorough in her service delivery but also easy to work with and always willing to take the time to discuss our concerns and make time to respond to any question that we had. If you have any further questions, please feel free to contact us.

Tumang Thage & Matsobane Aphane

I’ve been interacting with Lynne for over a week now on securing finance for a new property. I must be honest; our private bankers always told us never to work with bond originators – I’m certainly glad I didn’t listen…

Lynne has been exceptional in every way. From answering pretty simple questions; to taking calls at any time of the day. Lynne has kept me closely informed throughout the entire process.

Lynne has met every single commitment around time frames offered – regardless of having aspects outside of her control (banks coming back etc).


It was confused where will I get the money to buy my first House and I was so sure that it will be very difficult for me to get a Home loan.

Ms Ngwenya recommend me to Ms Yolandi De Wet. Yolandi is approachable and a caring person. She explain everything to me politely . Within two weeks my Home loan was approved.


I would like to take this opportunity to thank you for the excellence service you have given us

You were always there to assist us you didn’t get tired of our questions , you were always keeping us on the loop on the progress of application.

May God continue to bless you and help more people. I will definitely make sure I recommend you to my family and friends.


I want to thank you very much for your assistance in getting us the bond from FNB, which only happened because of your sheer determination.

All along, notwithstanding the delays from the Bank in accepting the bond, I knew that we were in the best of hands, so – although at stages I panicked a bit – I knew that on your side you were doing everything possible to get a positive response.

I really appreciate all your efforts and would – without any doubt – refer you to anyone needing assistance to obtain a bond.


Dear Lynne. I would take this opportunity to thank you for your most efficient and pleasant service. You have ensured an impeccable standard throughout our four property deals. Thank you once again. You are an asset to your firm. I look forward to our next deal.

J.G Pelser

My husband and I would like to thank you for your remarkable work and help when applying for a bond on our behalf with all the banks, your involvement made things so easy for us and the end result was unbelievable we got a 100% bond from the bank thanks to you and I still can’t believe all that was free of charge.

We really appreciate you and as first time buyer the stress level was high but as soon as you came in the picture it went away, we will definitely recommend you and if it was up to us we will recommend you to all first time buyers everywhere in South Africa.


Thanks so much for all your help Lynn! You were amazing!

C Geyser

I would like to thank you for your sterling work, and dedication to get the above bond through. You did it! Thank you and kind regards.


Thank you so much for your efforts. You have clearly gone the extra mile to speed up the process. We are extremely happy with your exceptional service and a big thanks to you.


Thank you very very much. You are doing an excellent job. I appreciate all the effort and time and energy that you have put to help me. Much appreciated I don’t know how to express my exceitement of what you did for us.

Mr N Maphala

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