Why you should use a home loan comparison service

Why you should use a home loan comparison service

A home loan comparison service can apply to multiple banks on your behalf in order to secure you the best deal; plus their services are free.

  • The way to ensure your bank is giving you the best rate is to compare their offer with other home loan offers.
  • Apply for a home loan through O-YES Home Loans so that you can make use of our home loan comparison service.
  • Using a bond originator such as O-YES Home Loans to do the legwork saves you time and money.
  • There is no additional cost to using  O-YES Home Loans services.

No matter how long you have been with the same bank, how do you know your bank is offering you the best rate? If you don’t allow other banks the opportunity to quote and compete for your business, you never will.

By allowing  O-YES Home Loans to get multiple banks to quote including your own, even if your bank ends up offering you the best deal, you give yourself peace of mind that you have in fact got the best deal on your home loan. And if allowing the banks to compete for your home loan saves you a few percentage points off your rate, or provides you with more favourable terms, even better! When you apply for a home loan through , you get access to our home loan comparison service.

A home loan comparison service helps you get the best deal

Here are our top 4 reasons to use a bond originator such as  O-YES Home Loans:

  1. Saving you money – How do you know your bank is going to offer you the best interest rate if you don’t compare offers? A 0.25% difference on a R1 million loan over 20 years could save you nearly R40 000.
  2. Saving you time –  O-YES Home Loans will save you tremendous amounts of time in preparation and submission of the required paperwork by submitting a single application to all the banks on your behalf. They will also do all the legwork to negotiate the best deal for you.
  3. Saving energy – Dealing with one bond originator is a whole lot easier than liaising with up to nine banks yourself. And  O-YES Home Loans will be able to explain all the terms and conditions of the offers that come back to you.
  4. No cost to you – Because the banks pay  O-YES Home Loans for their home loan leads, there is no cost to you. You get the best home loan deal, with great service. This does not affect the value of the bond or the interest rate offered.

If you are just thinking about buying a home, or are ready to put in an offer,  O-YES Home Loans gets you the best deal on your home loan – for free. To make the home-buying process that much easier, O-YES Home Loans also offers a range of home loan calculators to help make the home-buying process easier. Get prequalified for a home loan with  O-YES Home Loans, then, when you’re ready, you can apply for a home loan with  O-YES Home Loans.

Courtesy of evo.