The festive season is synonymous with family gatherings, holiday shopping, and, of course, spending. But did you know this period could also be a strategic
The recent interest rate cut offers significant savings for homebuyers. Find out what you can save when applying for a higher bond. Summary of Key
Selling your home can be complex, but estate agents are there to guide you through the process, making it easier and more profitable. Here’s why
Building insurance covers the structure of your home, along with all permanent fixtures and fittings. It also provides coverage for other liabilities you might not
Your interest rate hinges on two key factors: the prime lending rate, set by the South African Reserve Bank, and the level of risk you
Facing financial challenges that make it difficult to meet your debt obligations may lead to your name being flagged by the credit bureau and placed
In the realm of real estate, the prospect of acquiring a repossessed home presents an enticing avenue for potential homeowners. When a homeowner defaults on
When it comes to funding home improvements in South Africa, one option to consider is refinancing your mortgage. This approach involves borrowing against the home
Eco-friendly home upgrades elevate your home’s worth and contribute to a greener environment. Discover how to transform your home into an eco-friendly haven. Article Summary:
Home loan rejections due to low credit scores can be disheartening. In this article, we outline strategies to boost your credit record and explore alternative
Article Synopsis: High interest rates lead to reduced home prices and decreased competition. Lower interest rates boost demand and can enable profitable home sales. Experts
Securing a new home through a home loan stands as a pivotal milestone in the journey of home buying. Presented here is an overview of
Leverage the advantages of a home loan comparison service that acts on your behalf to engage multiple banks, securing the most favorable deal for you,
Your credit score, a three-digit number between 000 and 999, plays a crucial role in determining your financial credibility and risk assessment. It is a
Coping with the challenges of bond repayment might seem like a nightmare, but there’s no need to panic. Rest assured, there are viable options available
The allure of receiving a quick first offer is a common desire for both sellers and estate agents. However, the reality is often more complex
Article Summary: -An Offer to Purchase is a legally binding contract that cannot be easily withdrawn once signed, resulting in penalties. -Buyers should ensure their
Periodically, concerns arise regarding the payment structure of bond originators such as O-YES Home Loans, often questioning whether the commissions paid by banks to originators
The interest rate holds significant importance when purchasing a home as it determines the minimum monthly payments for your mortgage, directly impacting your cashflow and
You have found a property that appeals to you, sorted out the finances, and are ready to make an offer. So, what happens next? You
The process of purchasing a home can sometimes feel never-ending. If you are working with a bond originator like O-YES Home Loans, you will have
What are you paying for when you pay the transfer of property fees? Get your questions answered with O-YES Home Loans Question What do attorneys
You can, but it’s not recommended. An offer to purchase is a binding agreement between a seller and a buyer. Once it’s signed, there’s no going back,
Auctions are fast becoming one of the most popular ways to buy property in South Africa. With the drama of the bidding contest, make sure
As a home loan specialist we can apply on your behalf to all the Major South African Banks as well as Specialist Home Loan Companies to tailor the correct home loan to secure your future purchase.
