Cohabiting before marriage and even opting not to go the legal marriage route is commonplace these days and many cohabiting partners are looking to purchase…
Category: Information
Three steps to better financial health
Earning a bigger salary helps...but only if you manage your spending. Whether your salary is big or small, if you are not in control of…
6 Property investment tips for beginners
In times of uncertainty, property remains a safe and reliable investment. Here are some helpful tips for those new to the game. In times of…
Is there hope for SA Reits?
Courtesy of MoneyWeb Over the past three years, the property sector has found itself in a tough and volatile space. The past 12 months particularly,…
Unchanged repo rate provides stability for home buyers with mortgages
With all indications that the Monetary Policy Committee would retain the status quo, it was no surprise that the decision was taken to leave the…
Budget 2021/22 preview: Smaller deficits than expected in October
Courtesy of: https://www.lightstoneproperty.co.za/adminNews/news.aspx By: Johann van Tonder, Economist at Momentum and Herman van Papendorp, Head of Investment Research & Asset Allocation at Momentum Investments. Highlights…
Investing in property and creating wealth using community stokvels
By Silindile Leseyane Sourced From http://sapropertyinsider.co.za/ There is an old proverb that says, “Smooth seas do not make skilful sailors”. It is through the storms…
Calculate Your Transfer and Bond Costs
A property transfer duty is a tax payable by buyers of all types of properties and is over and above the selling price. Click here…
How to Improve your credit score to buy a property
It has been established for a long time that most South Africans are battling under the weight of debt. Individuals and households have continued to…
Absa Homeowner Sentiment Index - Q3 2020
The Absa Homeowner Sentiment Index (HSI) indicates the consumer confidence level regarding the property market in South Africa. While understanding the overall confidence level of…
Transferring a property to a family member in South Africa
There are practical advantages for those thinking about transferring their property to their family instead of bequeathing it to them after their death but there…
Bond cancellation fees and how to avoid paying them
The 90 days’ written notice only represents intent to settle. It does not mean that the bond will be cancelled 90 days from the date…
What homeowners need to know about Capital Gains Tax
We simplify the legal jargon and answer some of the essential questions around capital gains tax and when and why it is applicable to homeowners.…
How foreigners can get a home loan in South Africa
Foreigners can invest in property in South Africa as individuals, through joint ownership or by acquiring shares in an entity that owns property. Non-residents must…
Conveyancing fees in 2019: What exactly are you paying for?
Once you find your dream home, and put in an offer that’s accepted, you’ll need a conveyancing attorney to transfer ownership to you. The conveyancing…
Home loans for government employees in South Africa
Article summary TheGovernment Employees Housing Scheme (GEHS) enables employees of the SouthAfrican Government to own their own houses at a much more affordable rate. Governmentemployees…
The importance of reading your title deed
Article summary Titledeeds are important legal documents used as evidence of proof of ownershipof a home or piece of land. Ifthere is a bond on…
The tech feature to look for when buying a new house
Article summary A property that already has smart tech installed is a bonus if you’re on the hunt for a new house. Buyers are prepared…
How to tell the difference between a buyers' and a sellers' market
Article summary Supply and demand of housing influences the property market, which then determines whether it is a buyers’ or a sellers’ market. Conditions can…
What you need to know before signing an offer to purchase
Article summary A purchase offer is a binding contract; once you sign it, you cannot easily change it. As a prospective buyer, you should make…