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Category: Information

How to qualify for a home loan in South Africa

How to qualify for a home loan in South Africa

Investing in a home is one of the most significant decisions you’ll make. Here’s how to qualify for a home loan, as well as three…

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First-time home buyers grant for South Africans

First-time home buyers grant for South Africans

This government programme offers those earning between R3,501 and R22,000 a month, a realistic prospect of homeownership, in the form of a first-time homebuyers subsidy.…

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Bond cancellation fees and how to avoid paying them

Bond cancellation fees and how to avoid paying them

The 90 days’ written notice only represents intent to settle. It does not mean that the bond will be cancelled 90 days from the date…

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Buying a house in South Africa: A step-by-step guide

Buying a house in South Africa: A step-by-step guide

The home-buying process may seem daunting at first, but the path is well signposted, and there are expert advisors who can help you along the…

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Can you future proof your business?

Can you future proof your business?

Is your business #FutureFit? With the economic landscape changing every day, managing a business has its challenges: as a business owner, you must ensure that…

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How much of your salary should you spend on a bond?

How much of your salary should you spend on a bond?

We help you determine your bond affordability with our analysis of how much of your salary you can afford to set aside for monthly repayments.…

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Transfer duty in South Africa: everything you need to know

Transfer duty in South Africa: everything you need to know

O-YES Home Loan’s guide to transfer duty provides all the need-to-know on calculating and paying this mandatory property tax. — Article summary A property transfer…

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How to get a 100% home loan – zero deposit!

How to get a 100% home loan – zero deposit!

With the help of O-YES Home Loans, South African homebuyers have a great chance of obtaining a home loan without a deposit. Here’s what you…

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The advantage of buying property under a company name

The advantage of buying property under a company name

Buying a property as a company rather than as a natural person brings its own rules and regulations. What are the advantages and disadvantages? Article…

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Bank Continuity Plans for the processing of home loan applications

Bank Continuity Plans for the processing of home loan applications

Bank Continuity Plans for the processing of home loan applications during Covid-19 lockdown Normal bank service level agreements for the processing of applications submitted to…

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The true cost of buying a house in South Africa

The true cost of buying a house in South Africa

Buying a home is a significant financial commitment. O-YES Home Loans takes you through some of the additional costs involved, so you can plan ahead.…

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7 Moving tips for a stress-free transition to your new home

7 Moving tips for a stress-free transition to your new home

Don’t let the stress of moving house put you off the prospect of buying a new home. These moving tips will help you simplify the…

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Home loan interest rates: What you need to know in 2021

Home loan interest rates: What you need to know in 2021

South Africa’s prime interest rate remains at a record low of 7%, thanks to a succession of cuts in 2020. This makes it a good…

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Cohabitating versus legal marriage and property

Cohabitating versus legal marriage and property

Cohabiting before marriage and even opting not to go the legal marriage route is commonplace these days and many cohabiting partners are looking to purchase…

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Three steps to better financial health

Three steps to better financial health

Earning a bigger salary helps...but only if you manage your spending. Whether your salary is big or small, if you are not in control of…

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6 Property investment tips for beginners

6 Property investment tips for beginners

In times of uncertainty, property remains a safe and reliable investment. Here are some helpful tips for those new to the game. In times of…

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Is there hope for SA Reits?

Is there hope for SA Reits?

Courtesy of MoneyWeb Over the past three years, the property sector has found itself in a tough and volatile space. The past 12 months particularly,…

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Unchanged repo rate provides stability for home buyers with mortgages

Unchanged repo rate provides stability for home buyers with mortgages

With all indications that the Monetary Policy Committee would retain the status quo, it was no surprise that the decision was taken to leave the…

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Budget 2021/22 preview: Smaller deficits than expected in October

Budget 2021/22 preview: Smaller deficits than expected in October

Courtesy of: https://www.lightstoneproperty.co.za/adminNews/news.aspx By: Johann van Tonder, Economist at Momentum and Herman van Papendorp, Head of Investment Research & Asset Allocation at Momentum Investments. Highlights…

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Investing in property and creating wealth using community stokvels

Investing in property and creating wealth using community stokvels

By Silindile Leseyane Sourced From http://sapropertyinsider.co.za/ There is an old proverb that says, “Smooth seas do not make skilful sailors”. It is through the storms…

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