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Category: Applying for a Bond

Calculate Your Transfer and Bond Costs

Calculate Your Transfer and Bond Costs

A property transfer duty is a tax payable by buyers of all types of properties and is over and above the selling price. Click here…

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How to Improve your credit score to buy a property

How to Improve your credit score to buy a property

It has been established for a long time that most South Africans are battling under the weight of debt. Individuals and households have continued to…

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Are you getting the best home loan rate if you’re only applying to your bank?

Are you getting the best home loan rate if you’re only applying to your bank?

You may be a loyal customer and believe that as such you’ll be offered the best home loan rate by your bank. But how can…

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How to get a home loan if your bank declined your application

How to get a home loan if your bank declined your application

Article summary: Bond applicants do not get preferential treatment by going direct, as banks are governed by the National Credit Act and lending is regulated.…

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How to clear your credit record before applying for a bond

How to clear your credit record before applying for a bond

A credit report reflects your financial health: what you spend your income on, whether you can afford the debt you have, and whether any lender…

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The Advantage of a Deposit

The Advantage of a Deposit

38% of bank approvals are currently subject to a lower offer – there is therefore an increasing need for homebuyers to have a deposit available…

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Getting it right, first time

Getting it right, first time

An O-YES Consultant takes pride in his/her professionalism and would never prejudice service delivery to the homebuyer, lead provider or the banks by submitting an…

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Your bond has been approved. What happens now?

Your bond has been approved. What happens now?

You’ve found your dream home, made an offer, it’s been accepted and your bond has been approved. It’s all extremely exciting, but there’s still a…

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Deposit or 100% bond?

Deposit or 100% bond?

There are many benefits to putting down a deposit for your first home, but in today’s tough economic climate, it may be more realistic to…

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Clear Credit Record Necessary when Applying for a Bond

Clear Credit Record Necessary when Applying for a Bond

According to the Credit Bureau Monitor’s 2010 4th quarter report only 53.3% (9.90 million) of the 18.51 million credit-active consumers in South Africa were classified…

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What is a good credit score if you want to buy a house?

What is a good credit score if you want to buy a house?

If you want to know what your chances are of securing a home loan you’ll want to know what is a good credit score in…

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The first-time home buyers’ introduction to bond registration

The first-time home buyers’ introduction to bond registration

From signing the offer to purchase to the payment of your home loan, ooba’s easy guide takes you through the process of registering your bond…

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Recent Posts
  • Calculate Your Transfer and Bond Costs
  • How to Improve your credit score to buy a property
  • Absa Homeowner Sentiment Index – Q3 2020
  • Transferring a property to a family member in South Africa
  • How to get Pre-Qualified for a Home Loan
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O-YES Homeloans
As a home loan specialist we can apply on your behalf to all the Major South African Banks as well as Specialist Home Loan Companies to tailor the correct home loan to secure your future purchase.
latest news
  • Calculate Your Transfer and Bond Costs
  • How to Improve your credit score to buy a property
  • Absa Homeowner Sentiment Index – Q3 2020
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Home Loan Specialists

Lynne Nunes
082 461 7154
lynne@o-yes.co.za

Manjulla Reddy
084 500 9299
manjulla@o-yes.co.za

Yolandi de Wet
082 852 5630
yolandi@o-yes.co.za

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