Category: Applying for a Bond

You may be a loyal customer and believe that as such you’ll be offered the best home loan rate by your bank. But how can…

Article summary: Bond applicants do not get preferential treatment by going direct, as banks are governed by the National Credit Act and lending is regulated.…

A credit report reflects your financial health: what you spend your income on, whether you can afford the debt you have, and whether any lender…

38% of bank approvals are currently subject to a lower offer – there is therefore an increasing need for homebuyers to have a deposit available…

An O-YES Consultant takes pride in his/her professionalism and would never prejudice service delivery to the homebuyer, lead provider or the banks by submitting an…

You’ve found your dream home, made an offer, it’s been accepted and your bond has been approved. It’s all extremely exciting, but there’s still a…

There are many benefits to putting down a deposit for your first home, but in today’s tough economic climate, it may be more realistic to…

According to the Credit Bureau Monitor’s 2010 4th quarter report only 53.3% (9.90 million) of the 18.51 million credit-active consumers in South Africa were classified…

If you want to know what your chances are of securing a home loan you’ll want to know what is a good credit score in…

From signing the offer to purchase to the payment of your home loan, ooba’s easy guide takes you through the process of registering your bond…