Facing financial challenges that make it difficult to meet your debt obligations may lead to your name being flagged by the credit bureau and placed
Periodically, concerns arise regarding the payment structure of bond originators such as O-YES Home Loans, often questioning whether the commissions paid by banks to originators
Over 90% of applicants who get prequalified through O-Yes home loans get approved for a home loan. A prequalification certificate gives you an accurate idea
Banks require a clear credit record before they will consider approving your home loan application. However, a good credit record can’t be achieved overnight. If
Any property investor will tell you, “the sooner, the better”. Here’s why investing at a young age is not only wise but more viable in
A good credit record is your most important asset when buying a house. Here’s how to clear your credit score and ensure you get the
Investing in a home is one of the most significant decisions you’ll make. Here’s how to qualify for a home loan, as well as three
We help you determine your bond affordability with our analysis of how much of your salary you can afford to set aside for monthly repayments.
To find out your chances of securing a home loan, check your credit score. A good credit score will significantly improve the likelihood of home
With the help of O-YES Home Loans, South African homebuyers have a great chance of obtaining a home loan without a deposit. Here’s what you
It’s worth the effort to shop around for the best deal, as some banks may offer you better interest rates, and a higher chance of
Is applying for a home loan through your private banker the best option, when you have an alternative with bond originators? We examine the pros
Getting a home loan can be a challenging process. Here are some valuable tips for ensuring you get a bond so you can secure your
Obtaining a home loan is one of the most important steps toward securing your new home. Here’s a rundown of the home application process. Article
A good credit record is your most important asset when buying a house. Here’s how to clear your credit score and ensure you get the
It has been established for a long time that most South Africans are battling under the weight of debt. Individuals and households have continued to
Step 1: You’ll need to provide your O-YES Home Loans Consultant with a summary of your monthly income and expenditure, including income tax and living
There are a few things relevant to South Africans hoping for a positive outcome from their application for finance to procure their dream home. You
Prospective home buyers who obtain a prequalification certificate are doing so much more than just finding out how much they can afford to spend on
As a home loan specialist we can apply on your behalf to all the Major South African Banks as well as Specialist Home Loan Companies to tailor the correct home loan to secure your future purchase.