Investing in a home is one of the most significant decisions you’ll make. Here’s how to qualify for a home loan, as well as three…
Category: Pre-Qualification
How much of your salary should you spend on a bond?
We help you determine your bond affordability with our analysis of how much of your salary you can afford to set aside for monthly repayments.…
What is a good credit score if you want to buy a house?
To find out your chances of securing a home loan, check your credit score. A good credit score will significantly improve the likelihood of home…
How to get a 100% home loan – zero deposit!
With the help of O-YES Home Loans, South African homebuyers have a great chance of obtaining a home loan without a deposit. Here’s what you…
Which bank has the lowest interest rate on home loans in SA?
It’s worth the effort to shop around for the best deal, as some banks may offer you better interest rates, and a higher chance of…
Private bankers vs bond originators for home finance
Is applying for a home loan through your private banker the best option, when you have an alternative with bond originators? We examine the pros…
A bond originator’s guide to getting bond approval
Getting a home loan can be a challenging process. Here are some valuable tips for ensuring you get a bond so you can secure your…
The home loan application process in South Africa
Obtaining a home loan is one of the most important steps toward securing your new home. Here’s a rundown of the home application process. Article…
How to clear your credit score if you want to buy a house
A good credit record is your most important asset when buying a house. Here’s how to clear your credit score and ensure you get the…
How to Improve your credit score to buy a property
It has been established for a long time that most South Africans are battling under the weight of debt. Individuals and households have continued to…
How to get Pre-Qualified for a Home Loan
Step 1: You’ll need to provide your O-YES Home Loans Consultant with a summary of your monthly income and expenditure, including income tax and living…
The most important home loan requirements for South Africans
There are a few things relevant to South Africans hoping for a positive outcome from their application for finance to procure their dream home. You…
House hunting? A pre-qualification certificate says you are serious about committing to your dream home
Prospective home buyers who obtain a prequalification certificate are doing so much more than just finding out how much they can afford to spend on…