Is applying for a home loan through your private banker the best option, when you have an alternative with bond originators? We examine the pros…
Category: Pre-Qualification
A bond originator’s guide to getting bond approval
Getting a home loan can be a challenging process. Here are some valuable tips for ensuring you get a bond so you can secure your…
The home loan application process in South Africa
Obtaining a home loan is one of the most important steps toward securing your new home. Here’s a rundown of the home application process. Article…
How to clear your credit score if you want to buy a house
A good credit record is your most important asset when buying a house. Here’s how to clear your credit score and ensure you get the…
How to Improve your credit score to buy a property
It has been established for a long time that most South Africans are battling under the weight of debt. Individuals and households have continued to…
How to get Pre-Qualified for a Home Loan
Step 1: You’ll need to provide your O-YES Home Loans Consultant with a summary of your monthly income and expenditure, including income tax and living…
The most important home loan requirements for South Africans
There are a few things relevant to South Africans hoping for a positive outcome from their application for finance to procure their dream home. You…
House hunting? A pre-qualification certificate says you are serious about committing to your dream home
Prospective home buyers who obtain a prequalification certificate are doing so much more than just finding out how much they can afford to spend on…