You can, but it’s not recommended.
An offer to purchase is a binding agreement between a seller and a buyer. Once it’s signed, there’s no going back, so you’ll have to withdraw all the offers you’ve made on other properties.
Also, if an offer gets accepted but it’s not for the property you want the most, you can’t hold off to wait and see if any of the other offers get accepted, because the offer to purchase will require your signature and the seller won’t be prepared to wait.
Furthermore, it’s simply operating in bad faith to make an offer on a property if you’re not committed to pursuing it.
So better to make an offer to purchase on one property and wait for a response before making on any others.
Once an offer to purchase is accepted, you’ll be able to apply for a home loan. We at O-YES Home Loans can help you by submitting your application to multiple banks. You can compare the deals they offer and choose the one that best suits your requirements.
We also offer a range of tools that can make the home-buying process easier. Start with our Bond Calculator, then use our Affordability Calculator to determine what you can afford. Finally, when ready, you can apply for a home loan.