How to clear your credit record before applying for a bond
A credit report reflects your financial health: what you spend your income on, whether you can afford the debt you have, and whether any lender
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A credit report reflects your financial health: what you spend your income on, whether you can afford the debt you have, and whether any lender
38% of bank approvals are currently subject to a lower offer – there is therefore an increasing need for homebuyers to have a deposit available
An access bond is a home loan that allows borrowers to pay additional funds into their home loan account, over-and-above the required monthly bond instalment,
An O-YES Consultant takes pride in his/her professionalism and would never prejudice service delivery to the homebuyer, lead provider or the banks by submitting an
Understanding shortfall A shortfall occurs when a Building Bond is registered for a lesser amount than that of the builder’s contract / tender amount. In
Homeowners can reduce the term of their homeloan and the total that they pay in with careful budgeting and clever tricks. A house is usually
You’ve found your dream home, made an offer, it’s been accepted and your bond has been approved. It’s all extremely exciting, but there’s still a
There are many benefits to putting down a deposit for your first home, but in today’s tough economic climate, it may be more realistic to
Prospective home buyers who obtain a prequalification certificate are doing so much more than just finding out how much they can afford to spend on
According to the Credit Bureau Monitor’s 2010 4th quarter report only 53.3% (9.90 million) of the 18.51 million credit-active consumers in South Africa were classified
If you want to know what your chances are of securing a home loan you’ll want to know what is a good credit score in
Here’s what you need to know about the lending policy of banks. Article summary Looking to buy a home? Find out what the lending policy
The 90 days’ written notice only represents intent to settle. It does not mean that the bond will be cancelled 90 days from the date
From signing the offer to purchase to the payment of your home loan, ooba’s easy guide takes you through the process of registering your bond
