Obtaining bond prequalification will provide you with your credit score, along with a solid idea of what you can afford, before you start house-hunting. Article
A home loan comparison service can apply to multiple banks on your behalf in order to secure you the best deal; plus their services are
By having all your documentation ready it will make the home loan process much faster. Here is what you will need to apply for your
Here are some steps to help guide you through the process: What are you looking for? Start by making a list of what your property
Interest rate-induced demand remains strong; internal data shows bias toward middle-income segments. Data from the FNB Estate Agents Survey and FNB’s Property Valuers database both
A property transfer duty is a tax payable by buyers of all types of properties and is over and above the selling price. Click here
It has been established for a long time that most South Africans are battling under the weight of debt. Individuals and households have continued to
You may be a loyal customer and believe that as such you’ll be offered the best home loan rate by your bank. But how can
Article summary: Bond applicants do not get preferential treatment by going direct, as banks are governed by the National Credit Act and lending is regulated.
A credit report reflects your financial health: what you spend your income on, whether you can afford the debt you have, and whether any lender
38% of bank approvals are currently subject to a lower offer – there is therefore an increasing need for homebuyers to have a deposit available
An O-YES Consultant takes pride in his/her professionalism and would never prejudice service delivery to the homebuyer, lead provider or the banks by submitting an
You’ve found your dream home, made an offer, it’s been accepted and your bond has been approved. It’s all extremely exciting, but there’s still a
There are many benefits to putting down a deposit for your first home, but in today’s tough economic climate, it may be more realistic to
According to the Credit Bureau Monitor’s 2010 4th quarter report only 53.3% (9.90 million) of the 18.51 million credit-active consumers in South Africa were classified
If you want to know what your chances are of securing a home loan you’ll want to know what is a good credit score in
From signing the offer to purchase to the payment of your home loan, ooba’s easy guide takes you through the process of registering your bond
