
How much of your salary should you spend on a bond?
We help you determine your bond affordability with our analysis of how much of your salary you can afford to set aside for monthly repayments.

We help you determine your bond affordability with our analysis of how much of your salary you can afford to set aside for monthly repayments.

O-YES Home Loan’s guide to transfer duty provides all the need-to-know on calculating and paying this mandatory property tax. — Article summary A property transfer

With the help of O-YES Home Loans, South African homebuyers have a great chance of obtaining a home loan without a deposit. Here’s what you

Buying a property as a company rather than as a natural person brings its own rules and regulations. What are the advantages and disadvantages? Article

Bank Continuity Plans for the processing of home loan applications during Covid-19 lockdown Normal bank service level agreements for the processing of applications submitted to

Buying a home is a significant financial commitment. O-YES Home Loans takes you through some of the additional costs involved, so you can plan ahead.

Don’t let the stress of moving house put you off the prospect of buying a new home. These moving tips will help you simplify the

South Africa’s prime interest rate remains at a record low of 7%, thanks to a succession of cuts in 2020. This makes it a good

Cohabiting before marriage and even opting not to go the legal marriage route is commonplace these days and many cohabiting partners are looking to purchase property together, often as first-time buyers.

Earning a bigger salary helps…but only if you manage your spending. Whether your salary is big or small, if you are not in control of your spending you are unlikely to be incontrol of your financial future. To change your spending habits, change your financial situation and change your future, you need a plan. Something that tells you where you are and where you’re going, a map to the financial future you’ve set your eyes on.

In times of uncertainty, property remains a safe and reliable investment. Here are some helpful tips for those new to the game. In times of

Courtesy of MoneyWeb Over the past three years, the property sector has found itself in a tough and volatile space. The past 12 months particularly,

With all indications that the Monetary Policy Committee would retain the status quo, it was no surprise that the decision was taken to leave the

Courtesy of: https://www.lightstoneproperty.co.za/adminNews/news.aspx By: Johann van Tonder, Economist at Momentum and Herman van Papendorp, Head of Investment Research & Asset Allocation at Momentum Investments. Highlights

By Silindile Leseyane Sourced From http://sapropertyinsider.co.za/ There is an old proverb that says, “Smooth seas do not make skilful sailors”. It is through the storms

A property transfer duty is a tax payable by buyers of all types of properties and is over and above the selling price. Click here

It has been established for a long time that most South Africans are battling under the weight of debt. Individuals and households have continued to

The Absa Homeowner Sentiment Index (HSI) indicates the consumer confidence level regarding the property market in South Africa. While understanding the overall confidence level of consumers gives us an important overall reference and hence remains important, we also measure various aspects of consumers’ confidence levels. We refer to these as “sub-indices” in this report and among these we measure sentiments about the current timing for buying, selling and investing in property.

There are practical advantages for those thinking about transferring their property to their family instead of bequeathing it to them after their death but there

The 90 days’ written notice only represents intent to settle. It does not mean that the bond will be cancelled 90 days from the date

We simplify the legal jargon and answer some of the essential questions around capital gains tax and when and why it is applicable to homeowners.

Foreigners can invest in property in South Africa as individuals, through joint ownership or by acquiring shares in an entity that owns property. Non-residents must

Once you find your dream home, and put in an offer that’s accepted, you’ll need a conveyancing attorney to transfer ownership to you. The conveyancing

Article summary TheGovernment Employees Housing Scheme (GEHS) enables employees of the SouthAfrican Government to own their own houses at a much more affordable rate. Governmentemployees